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What’s new
Investors buy a share of a video's future ad revenue at auction
Business model2021/22
Theme · 9 projects
Finance & insurance
Payments, investing, retirement, credit and insurance services for people and small firms.
Highlights
All 95 projectsWhere this theme shines.
What’s new
International transfers without opening an account, with costs shown upfront and live tracking
27prototypes built and tested
Digital service2020/21
What’s new
An AI assistant answers insurance queries and hands over to staff with full context
Digital service2024/25
All projects in this theme · 6
More projects in this theme.
UpSandA data-powered fuel-expense service for fleets with in-app payment, manager analytics and vehicle hardware.EdenredParis FR · São Paulo BR
Problem
Identify the main issues in how fleets pay for fuel, across managers, drivers and station staff, and make the process more comfortable and faster.
What they built
Drivers pay for fuel in an app that reports automatically. Managers analyse expenses in a service centre with a chatbot assistant. Hardware (TUB in France, OBD in Brazil) collects real-time vehicle data.
Impact
Smoother reporting for drivers and more reliable data for managers. Edenred is discussing further development to bring Upsand to market.
MicroBoosterA bank service that uses predictive analysis to suggest personalised growth opportunities to micro-entrepreneurs.CRIFBologna IT · Mumbai IN
Problem
How might CRIF improve its offering for micro-enterprises, with banks as the channel? Italian firms are mostly micro-enterprises with under 20 employees.
What they built
MicroBooster is offered by banks and powered by CRIF's predictive analysis. It combines bank data and entrepreneurs' own input to identify opportunities and offers solutions to act on them.
Impact
Banks deepen relationships with micro-entrepreneurs; entrepreneurs act on proactive, integrated and immediate insights.
allbertoA peer-to-peer platform matching people who outsource daily tasks with people who do them, insured by Generali.GeneraliSt. Gallen CH · Porto PT
Problem
Develop a solution that allows young professionals and young families to eliminate as much unwanted mobility as possible.
What they built
allberto connects Askers who want to save time with Taskers who earn money flexibly. Generali makes the exchange risk-free with insurance and social security policies.
Impact
Generali goes beyond selling insurance and improves customers' daily lives. Users save time or earn flexibly, risk-free.
desyreA retirement-planning platform with a passive savings assistant and an active cockpit across Swiss pillars.PostFinanceSt. Gallen CH
Problem
How might the Swiss retirement ecosystem of today and tomorrow be redesigned to meet present and future needs?
What they built
desyre offers two interfaces: the Savings Assistant for users who prefer a passive role and the Retirement Cockpit for active planners, with clear visualisations of goals and family interdependencies.
Impact
A prepared entry into retirement as state systems become less reliable, with financial health even for those who do not plan actively.
HelvetiaSwissify, a web app that gives newcomers to Switzerland a personalised relocation timeline after five questions.Helvetia
Problem
Every year 140,000 people move to Switzerland and face hurdles around visas, permits, housing and insurance. Online information is vast and too generic.
What they built
After five questions, Swissify generates a personalised timeline covering visa, permits, apartments, customs, insurance, banks and telecoms, plus events for the Swissify community. It is free and lead-generation funded.
Impact
Newcomers save time and money and know which documents each step needs, without their data being sold to third parties.
ZämeAn app for shared flats that bundles insurance, cost splitting and documents per flatmate.HelvetiaSt. Gallen CH · Zurich CH
Problem
How might Helvetia keep and attract young adults as customers in the 21st century?
What they built
Zäme lets flatmates share everything that needs sharing: shared-flat insurance, expense management and documents, independent of time and place.
Impact
Helvetia moved from charging per household to per flatmate. Zäme launched as Flink, and elements live on in Smile direct insurance products.